Condotel financing south carolina. Morant Properties, the developer, hopes to help with that growth. Condotel financing south carolina

 
Morant Properties, the developer, hopes to help with that growthCondotel financing south carolina  The team at Gustan Cho Associates are specialists in condotel financing in Florida and

Flood Insurance Coverage Calculator. Visit Learn About Project Standards to see. - See 13 traveler reviews, 8 candid photos, and great deals for Condotels at Surfmaster at Tripadvisor. Our experts can help you with the premier mortgage. As you look set to take on Condotel investment, it is important for you to consider your investment partner in all this. When people book a short-term rental, they typically. Developers Reconsider the ‘Condotel’. We offer a range of financing solutions for condominiums, so you can find the mortgage you want – minus the hassles and stress you don’t. Call ☎ (800) 697-4371 info@afbcarolinas. Officials acknowledged their vote was tied to a $100 million “condotel” project proposed along 30th Ave. Address Line 2. Condotels at One Ocean Place: Never Again! - See 48 traveler reviews, 32 candid photos, and great deals for Condotels at One Ocean Place at Tripadvisor. Condo hotel mortgage loans also known as condotel and financing is offered aby portfolio lenders with 25% down payment on owner occupant. Alpha Mortgage is licensed in North Carolina (L-113831), Virginia – Licensed by Virginia State Corporation Commission (MC-4927), South Carolina (#93265. More than one person may own apartment. Our Mortgage Experts. The Best Condotel Mortgage Lender. Alpha Mortgage is licensed in North Carolina (L-113831), Virginia – Licensed by Virginia State Corporation Commission (MC-4927), South Carolina (#93265), Florida (MLD1700), Georgia (#93265), and licensed in Texas – SML Mortgage Banker Registration. We now offer Condotel and Non-Warrantable Condo Financing which are portfolio loans with 25% down payment. Or email us at gcho@gustancho. There was a time for the past three years that not a single mortgage lender would touch a Condotel unit. If you are interested in a condotel purchase loan or a condotel refinance mortgage loan please contact us at Non-QM Mortgage Brokers at 800-900-8569 or text us for a faster response. Use 75% of gross rent as gross Florida rental income. The average cost of condo insurance in South Carolina is $579 a year or $48 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Max 65% LTV Refinance. The major difference between a condo and a condotel is that short term, nightly rentals are available in the latter. $379,500. Toll Free: 1-888-667-1772. Barefoot Commons Branch. In comes what we call our portfolio option for condotel financing. ”. Broadway at the Beach. com or visit us at No lender overlays. Orlando, FL – New Pre-Construction Condo Hotel. Get your loan solution in 30 minutes! Choose a program, calculate, or get your personal offer! Programs Loan Calculator Scenario Request Condominiums, often. owner financing available! no need for traditional condotel financing hassles! direct oceanfront full 1 bdrm, 2 queen beds plus murphy bed-full kitchen! coral beach resort is continually v Yes, You Can Get Condotel And Non-Warrantable Condo Loans. Here’s how to get your score: Complete the form below. Get your quote today! 800-297-6414View 2594 condos for sale in North Carolina. In Part 2 of our blog series on condominiums and condotel financing, we explored the exciting investment potential of condotels. Condotel and Non-Warrantable Condo Financing. The Team at Lending Network, LLC Is Available Seven Days a Week, Evenings, Weekends, and Holidays. Restaurants near Condotels at One Ocean Place, Garden City Beach on Tripadvisor: Find traveler reviews and candid photos of dining near Condotels at One Ocean Place in Garden City Beach, South Carolina. Owner Financing - Myrtle Beach, SC Home for Sale. com or visit us at Gustan Cho NMLS 873293 is the National Managing Director of NEXA Mortgage, LLC dba as Gustan Cho Associates NMLS. 1 Baths. 438. This ground level 2-bedroom condo is located. South Carolina (SC) Coastal South Carolina ; Garden City Beach ; Garden City Beach Specialty Lodging ; Apartment Hotels in Garden City Beach ;. Reed is the Principal of Myers Capital, a twenty-year old mortgage lending company located in downtown Honolulu, Hawaii and Greenville, South Carolina. To the average guest, a condo hotel unit might seem no different than a regular hotel suite, but the key difference is that it is individually owned. The condotel unit needs to be at least 500 square feet. First Home Equity Loans is a resource for many different loan types for investors, including Condotel Financing. Dec. Typical features could include an onsite rental office; onsite commercial space (s) such as restaurants, day spas, convenience stores, etc. Condotel Units, also known as Condo-Hotel, have been very popular from the mid-1990s until 2008, when the real estate and financial markets. Identify clients with a FICO score of 700 or higher who are seeking Non-QM financing options. recent paycheck stubs. This FAQ document provides responses to common questions related to Fannie Mae’s project review methods and policies for determining project eligibility for mortgages secured by units in condo, co-op, and planned unit development (PUD) projects. More finance insights;. Sooner than you think, you could be the owner of a beautiful condotel unit in Miami!Get the scoop on the 159 condos for sale in Charleston, SC. W. Education: must complete a commission approved 30 hour course in property management fundamentals. Like other non-traditional mortgages, a condotel loan will require the borrower to provide a down payment toward the property. Look for oceanfront villas, condos, townhomes and condo hotels including luxury condos in places like Myrtle Beach, SC; Cocoa Beach, FL; Oak Island, NC and more. Prequalify. Condo for Sale in Myrtle Beach, SC: Beautifully decorated furnished 3 bedroom 2 bath 1st floor end unit with screen porch overlooking the pond & fountain. City. Subject property needs to be 100% residential (or livable) The units need. 1696 Fax: 603. Regarding Condotel or Non-Warrantable Condos, the lender will generally hold onto these loans. The team at Gustan Cho Associates is available 7 days a week,. 00. com. 1 bath. How. Established in 1985, Barefoot Rental Management provides residential property management services in Myrtle Beach as well as Surfside, Garden City, Murrells Inlet, North Myrtle Beach, Conway, Carolina Forest, and Little River. Pet-friendly Rentals. 1 Beds. Elliott Beach Rentals has been specializing in professional management of beach homes and condos since 1959. A condotel owner purchases a unit within the property and uses it as a second home or vacation spot. Friday, November 24, 2023. Mortgage rates for condos and other types of properties have been volatile in recent years. Fidelity Home Group offers mortgages for warrantable, non-warrantable and condotel property types. 5% down payment for a home purchase. Deferred payments to start. A condotel is just what it sounds like—a cross between a condominium and a hotel. 967. In the example used above, the property brings in $1,500 monthly with a monthly payment of $1,000. 1 bath. House For Sale. Condotels at One Ocean Place: Please Update - See 48 traveler reviews, 32 candid photos, and great deals for Condotels at One Ocean Place at Tripadvisor. Step 1: Determine a Condo Project Review Type. Myrtle Beach condotel financing guidelines made easy Our flexible options and expert guidance ensure a seamless experience. Coral Beach Bldg. No minimum square feet. 1105 S Ocean Blvd. (305) 697-7667. 00 and $350. A new modern luxury condo hotel is now being offered on the tree-lined shores of serene Lake Austin, with access to a local resort with…. Condotels are typically multi-unit properties. Brokered by Better Homes and Gardens Real Estate Elliott Coastal Living. Condo for Sale in Myrtle Beach, SC: Nestled in the heart of Carolina Forest, this charming 3 bedroom 2 bathroom condo offers the perfect blend of coastal living and modern comfort. " Meaning they are a condo that is in what they consider a hotel. 575 or greater credit scores. 3. The resort offers luxurious accommodations, a variety of amenities, and a prime location. Atlantic Beach currently faces one of the highest tax rates in Horry County. As an example, a lender would offer 80% LTV (loan to value) up to a $350,000 loan; 70% LTV up to a $650,000 loan amount; and 50% LTV up to $1 million loan amount. A condotel essentially is a condo that can be rented either by the night, the week, the month or multiple months, and is similar to that of a resort as the building has a front desk where people can walk up to book or rent a unit. com®. Interested in financing for condotels? This article is for you! Read it to learn the difference between condominium and condotel loans. Conducting due diligence on lenders and maintaining open lines. Beach is very clean, no trash, no seaweed even! Waves are crazy!! The undertow can be very strong, but there is a lifeguard from about 9-5 daily. LuciaThe average rent price in Myrtle Beach, SC, is $1,319. A: I do not support the development of the 21-story condotel. Condotels; Project Reviews; PERS Submissions . 843. Most Condotel Loans close in 21 days or less. Applicability. Main Office: 1320 Airlie Road | Wilmington, NC 28403 910. More Details. S. CONDOTEL. (843) 839-1649. You Are Trusting Us With Getting Your Commercial Loan Closed, We Return Your Faith and Trust Back By Being Available 365 Days a Year. Book Condotels at One Ocean Place, Garden City Beach on Tripadvisor: See 48 traveler reviews, 32 candid photos, and great deals for Condotels at One Ocean Place, ranked #2 of 10 specialty lodging in Garden City Beach and rated 4 of 5 at Tripadvisor. Condotels at Surfmaster: Surf Master in Garden City beach, SC and hurricane Matthew - See 13 traveler reviews, 8 candid photos, and great deals for Condotels at Surfmaster at Tripadvisor. NMLS ID #93265. FLORIDA CONDOS. In this second part of our blog series on condominiums and condotel financing, we will explore the advantages of condotel investments and provide insights into how mortgage brokers can assist clients in unlocking the full potential of this unique property type. 1 Baths. Financing a Condotel Purchase, Myrtle Beach, SC. 25% down payment, 75% loan to value, is required for primary and second condotel unit buyers. Minimum Down Payment: 30%. Contact Gustan Cho Associates at 800-900-8569 or text for faster response. Top 10 Most Affordable Cities in South Carolina Jul 24, 2023 6. COMMERCIAL. 1 bathrooms-19 days ago Homefinder. Investing in a condotel property can be an excellent opportunity for individuals seeking a lucrative. However, to be able to find a lender who offers you a loan for building a condotel, you need expert supervision from Commercial Real Estate Loan Pros of Key West. A. South Carolina. First Last. Or email us at gcho@gustancho. New Changes To Condo Lending as of Dec 7th, 2020. Highlights of our non-warrantable condo loan offering include: Purchase or Refinance; High loan-to-value (LTV) financing and loan limits; Choose between fixed and adjustable rate options; Flexible. Condotels make great investments in touristy areas where they. Note: Easy Street Capital’s current minimum loan amount is $75,000 for a DSCR Loan. Tel: 844-953-0100 Email: info@nationwidemtg. If you are staying at a resort, you pay $20 per day. GEORGIA CONDOS. Coral Beach Features and Amenities. Condotel financing was totally unheard of. No Income Verification, No Tax Returns. In this third installment, we will delve into the crucial process of assessing risks and returns associated with condotel investments. Learn More. Read more here: AllProperties Latest Blogs. Located at 1105 South Ocean Boulevard in Myrtle Beach South Carolina, Coral Beach offers easy access to all the major attractions in the area. Up to 65% LTV on bridge loan for amounts between $1,500,000 to $2,000,000. Reed has been profiled in and written articles featured in. #110 FRACTI, North Myrtle Beach, SC 29582. Condotel loans are a specific type of mortgage loan for condotel units, which are a mixture of a condo and a hotel. Condo For Sale In Myrtle Beach, South Carolina. You can click on the button below or apply online; if you prefer to speak with one of our Mortgage Experts, we would be happy to speak with you at 888-259-2257. $575,000. . With BDO’s Home Loan, unit owners can now opt to pay off the balance for up to 15 years. Condotels at Surfmaster: Surfmaster- ROOM 412 is the BEST! - See 13 traveler reviews, 8 candid photos, and great deals for Condotels at Surfmaster at Tripadvisor. Minimum down payment of 15%. The condotel will be operated for 15 years. Non-warrantable condos are usually properties like time shares, condo hotels (condotels) and buildings that require owners to join an organization. South Carolina gives tax breaks to certain people, but only as primary residents. At Acorn, let the best loan offer find you on our secure and user-friendly platform. The median price for homes in South Carolina varies dramatically from one county to the next. VA Loans. Special offer. Homebuyer loans that make your homebuying dreams a reality. Minimum loan amounts commonly fall in the range of $75,000 to $150,000 for most lenders. Loan Amount Range: From $100k up to $4 million. $24,000. The team at Gustan Cho Associates are specialists in condotel financing in Florida and. Jumbo Mortgages/Adjustable Rate Loans. As you can see from our program highlights, Allied First Bank of The Carolinas specializes in providing condotel financing solutions. This is a unique option because rather than selling the loan to Fannie Mae, we fund and service the loan, meaning you will receive your monthly mortgage statement from us, and make payments to us. 4 bds; 3 ba; 1,633 sqft - Condo for sale. For those who need condotel financing, please contact us at Gustan Cho Associates at 262-878-1965 or text me on my cell for faster response at 800-900-8569. California home buyers with credit scores as low as 580 FICO can now qualify for California home loan with bad credit. On a case by case scenario, even if the rental income is claimed on the schedule E, the property can be classified as a second home. Or email [email protected] Mortgage Condo loans. Property owners kept from operating a short-term rental would only be subject to the 4 percent property tax rate for a primary residence, even if the property was used as a second home or long. Comfortable & Spacious. SECTION 27-31-60. The minimal down payment is 3% for a primary residence, and grants are available to borrowers who qualify. 100% online, 100% easy, 100% safe. Nationwide Mortgage & Realty, LLC. S. If you’re submitting a credit card application electronically via this inquiry form, please leave that field blank and a CCNB representative will contact you once they’re in receipt. * * OPEN HOUSE THIS SUNDAY NOVEMBER 5TH FROM 12PM TO 2PM * * Seller is offering Owner Financing rates and terms, please contact your agent for more details! If they are purchasing a condotel unit, it is considered investment property condotel units; On investment property condotels, 40% down payment is required and/or 60% LTV on refinance condotel mortgages; For more questions on Florida Condo Hotel Mortgage Loans, contact us at Gustan Cho Associates at 800-900-8569 or text us for faster response. Investing in a condotel property can be an excellent opportunity for individuals seeking a lucrative real estate venture, especially in a popular tourist destination like Myrtle Beach, South Carolina. Highlights include: • Up to 75% LTV (loan to value) • One-bedroom or larger – No square footage restrictions South Carolina Condo Hotel Financing. South Carolina Beachfront Real Estate For Sale currently has ninety (90) for sale on MLS. 5 Baths. North Myrtle Beach, SC 29582. 3763 Sweetgum St Unit 3763, Myrtle Beach, SC Details ». On a case by case scenario, even if the rental income is claimed on the schedule E, the property can be classified as a second home. Site. Two bedrooms, two baths, a pull-out couch in a large living room, a full kitchen, large balcony facing the beach, several ceiling fans, and three televisions truly made this a luxury lining place for. High LTV and Interest-Only Options. Rental Income. Owner Financing available for qualified buyers. Condos for Sale: Condos for Sale • Little River Condos • Myrtle Beach Condos • Mt Pleasant Condos • Isle of Palms Condos • Wild. Definitions. As an example, a lender would offer 80% LTV (loan to value) up to a $350,000 loan; 70% LTV up to a $650,000 loan amount; and 50% LTV up to $1 million loan amount. Or email us at gcho@gustancho. Caravelle is an Oceanfront Condo Complex in Myrtle Beach, SC. Fast Closing and Flexible Underwriting. Address Line 2. Get started with a free quote today. The condotel needs to be 500 square feet with a minimum of one fully developed bedroom and kitchen. - See traveler reviews, candid photos, and great deals for Condotels at Coldstream Cove at Tripadvisor. 2 Beds. Industry-leading Bank Statement Program. Shout or Text: (800) 900-8569. For a list of condo hotels in Miami and Miami Beach, please. The rates and monthly payments shown are based on a loan amount of $464,000 and a down payment of at least 25%. For those who need condotel financing, please contact us at Gustan Cho Associates at 262-878-1965 or text me on my cell for faster response at 800-900-8569. 702 sq ft. Explore our range of condotel financing solutions designed to simplify your investment journey Flexible Condo Hotel Loans. 991 38th ave n, myrtle beach, sc, 29577. Known for an endless array of restaurants, shopping, entertainment, and miles of sandy beaches, the Grand Strand is a major tourist destination with more than 14 million visitors flocking to Myrtle Beach, its primary city, each year. Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage. At times in 2022 and 2023. - See 48 traveler reviews, 32 candid photos, and great deals for Condotels at One Ocean Place at Tripadvisor. Condotels at One Ocean Place: One Ocean Place Place Rocks!! - See 48 traveler reviews, 32 candid photos, and great deals for Condotels at One Ocean Place at Tripadvisor. Top 10 Most Affordable Cities in South Carolina Jul 24, 2023This BLOG On Florida Condotel Purchase Loans Was UPDATED On October 29th, 2018. S Unit 816, Myrtle Beach — Coral Beach $170,000. $590,000. Address: 1990 N Waccamaw Drive. Department of Housing and Urban Development | 451 7th Street S. Listing courtesy of Listing Agent: Michele Blase () from Listing Office: Realty ONE Group Dockside. Condotel financing is back. 201 S Ocean Blvd #905, Myrtle Beach, SC 29577. A 10% down. 2023. CONDO FINANCING. Home Spring Mortgage is the the largest non-qm (non-qualified) mortgage lender in South Carolina, providing diverse mortgage loan options for borrowers to achieve their dream of homeownership. Learn what factors lenders consider in underwriting a loan on a condo hotel unit. Condotels at One Ocean Place: Fabulous Holiday - See 48 traveler reviews, 32 candid photos, and great deals for Condotels at One Ocean Place at Tripadvisor. Homes are listed on the market for around $244,990, and are closing for about $173,400. High LTV and Interest-Only Options. Mortgage rates for condos and other types of properties have been volatile in recent years. Condotels are condominium units situated within a condo hotel. Typically, these condotel buildings offer amenities such as a check-in desk, on-site cleaning services, water parks, and more, while individual units are separately owned. Gustan Cho Associates is one of a few lenders that offer condotel financing. Investment properties are eligible for the Condotel program. There are, however, a few external. Learn more. Get the latest updates on our loan solutions, webinars, tradeshows, events, and. 3910 Highway 17 South. 877, s. South Carolina 864. North Myrtle Beach, SC 29582. 2 BDS | 2 BA | 1,100 SQFT. Condo for Sale in North Carolina, NC: Discover convenient living in this 2-story, end unit condo in the Riviera community of Ballantyne, just moments from the South Carolina border. View property. Atlantic Beach currently faces one of the highest tax rates in Horry County. 10 or more units, up to 10% may be FHA-Insured. But it is a problem I almost guarantee you'll run across if you're financing a. . C. Refinances – unit owner must have Coop Stock. The list includes American Financial Network, CCNB, Movement Mortgage, Edge Home Finance, Ameris Bank, Conway National Bank, Guild Mortgage Company, Homebridge Mortgage, Neighborhood Loans, New Wave Lending and Union Home Mortgage. Typical features could include an onsite rental office; onsite commercial space (s) such as restaurants, day spas, convenience stores, etc. Use the filtering options available (number of bedrooms and bathrooms, square footage, year built, etc. A condotel is an entire complex, which means that if one (or more) of the units are not maintained properly, it can reflect poorly on the rest of them and bring property values down. Condotels at One Ocean Place: Rude security and pool attendant, large condo- very outdated - See 48 traveler reviews, 32 candid photos, and great deals for Condotels at One Ocean Place at Tripadvisor. Is hotel apartment a good investment? Answer: Generally speaking, condo-hotel purchases are not good investments. The down payment requirements are significantly lower on second home financing versus conventional investment home financing. Warrantable condos are one that a homebuyer can finance using a conventional mortgage, after having been approved under a set of guidelines set by government-sponsored enterprises Fannie Mae and Freddie Mac. Various Condotel Projects are popping up in Destin, South Beach, Panama City Beach, Palm Beach and Miami. 2403 Environ Way #2403, Chapel Hill, NC 27517. 60 days bank statements. Full Doc, Alt Doc and DSCR. A condotel operates just like a hotel and hosts short-term guests. Warrantable condos are one that a homebuyer can finance using a conventional mortgage, after having been approved under a set of guidelines set by government-sponsored enterprises Fannie Mae and Freddie Mac. Financing for Condotels in Hoboken, NJ – Serving California, Colorado, Connecticut, Florida, Georgia, Illinois, Maryland, New Jersey, New York, Oregon, Pennsylvania, Rhode Island, South Carolina, and Washington D. Up to 75% LTV on bridge loan loan amounts between $1,000,000 to $1,500,000. Most Condotel Loans close in 21 days or less. 4856 Magnolia North Carnation Circle, Unit: 304, Myrtle Beach, SC 29577. 2507 S Ocean 1/13 Blvd Unit 905. Gustan Cho and his team of loan officers are licensed in multiple states. Condotel financing is one of the things you need to be considering even as you consider taking on this business. with a major in real estate will also qualify. Navigating financing challenges in condotel investments requires creativity, diligence, and a thorough understanding of the market. CONDO SPECIALISTS. 1 bed. Average home values in the state are currently about $158,900. If you are interested in a condotel purchase loan or a condotel refinance mortgage loan please contact us at Non-QM Mortgage Brokers at 800-900-8569 or text us for a faster response. General - FAQs. NMLS #5645 ǀ AZ Lender #BK-0906866 #MLB5645 On Q Financial, Inc. Monthly listing updates and/or real-time notifications for listings, sales and market data Up-to-Date Local Lenders for conventional and condotel financing Yearly Closed Sales Price Histories for over 180 condo resorts (since 2009) Best team (Beach Pro Reviews) with the best company (RE/MAX Southern Shores). com (800) 697-4371 facebookLenders have a business due to the demand for loans. You can find homes for as low as $245,000 in Richland County. Borrowers can also email me at gcho@gustancho. I understand that the cost for the Condo Questionnaire will vary according to the requested Condo/Condotel Development, generally this fee charged is between $150. A condo hotel, also known as a condotel, hotel condo, or a contel, is a building that is legally a condominium but operated as a hotel, offering short-term rentals, and which maintains a front desk. 596 sq ft. Minimum Credit Score: 575. Flood Insurance Coverage Calculator. com. Are you pet friendly! Answer from Doug M. Balloon payment due in 6 months with. Like favorite_border. 1 bed. 29577, Myrtle Beach, Horry County, SC. Elevated mortgage rates continue to make. One thing to consider when buying a condotel, is that you will most likely need to pay cash. We can offer both warrantable and non-warrantable condo financing. Located in Myrtle Beach, finding an affordable mortgage is the first step to your new South Carolina home. 438. Homebuyer’s Guide on What To Do After Getting Mortgage Denial After Conditional Approval Borrowers Guide. Condotel loans are. 29577, Myrtle Beach, Horry County, SC. Financing for new and used vehicles. Pawleys Island,. During the pandemic, rates on 30-year fixed mortgages fell below 3 percent. Auto Loans. We can offer both warrantable and non-warrantable condo financing. Print . Typically, each of the units within a condotel is sold to an individual owner. Condotel Unit buyers interested in getting qualified for Condotel Financing, please contact Gustan Cho Associates at 800-900-8569 or text us for a faster response. South Carolina (SC) Coastal South Carolina ; Garden City Beach ; Garden City Beach Specialty Lodging ; Apartment Hotels in Garden City Beach ;. Qualification based on Property Income, Not Your Income. To qualify, you’ll need to establish a certain minimum credit score and debt. This ground level 2-bedroom condo is located in the popular Seagate Village. Condotel unit buyers and commercial real estate investors who have any questions on Condotel Financing and/or commercial loans, please contact us at 800-900-8569 or text us for a faster response. Today we explore the World of Condotel Financing and discover the benefits and drawbacks to consider. It is similar to a hotel in that many times the building actually looks like a hotel, but each individual unit is. Speak to us about Condotel financing. One Ocean Place. Condotel financing was totally unheard of. Assisted Lendings is a group of professional business people joining together to offer investor cashflow financing. Long-Term Fixed or ARM Rates. Compared to the rest of the country, SC has comparatively low property taxes, and social security benefits are exempt from taxation, offering attractive deductions on retirement income for residents. Grand Strand Coastal Realty. The condos range in size from 1,800 to 2,800 square feet. *All loans subject to credit approval. Financing condominiums in Myrtle Beach can be a very tricky process. 5 of 5 at Tripadvisor. How it works: LendSure’s Bridge Financing Program pays off the existing lien while providing the cash out needed for down payment on the new home. A condotel, or condo-hotel, is a unique style of property ownership that operates as both a residence and a rental unit. Contact Gustan Cho Associates at 800-900-8569 or text for faster response. (2) "Disclosure statement" means a residential property condition disclosure statement written on a form as required by this article and as promulgated by regulations of the commission. 2 Baths. Reach out or visit a. Available financing for vacation and 2nd homes up to 85% loan to value to $3,000,000. Destin Florida Condo Financing. 207 28th Ave N #25, North Myrtle Beach, SC 29582. Long-Term Fixed or ARM Rates. HOA Budget 10% reserve requirement (or amount supported by reserve study). If you are frustrated and have been searching for the best Myrtle Beach mortgage companies, Jerry Pinkas Real Estate Experts has many local connections and some of the best options for home financing. A condotel essentially is a condo that can be rented either by the night, the week, the month or multiple months, and is similar to that of a resort as the building has a front desk where people can walk up to book or rent a unit. Alpha Mortgage is licensed in North Carolina (L-113831), Virginia – Licensed by Virginia State Corporation Commission (MC-4927), South Carolina (#93265), Florida (MLD1700), Georgia (#93265), and licensed in Texas – SML Mortgage Banker Registration. Resort, Airbnb, Daily Rentals acceptable. It is similar to a hotel in that many times the building actually looks like a hotel, but each individual unit is. Discover the perfect blend of real estate investment and luxury hospitality with our exclusive condotel offerings. Up to 75% LTV on bridge loan loan amounts between $1,000,000 to $1,500,000. Building or project needs to be more than or equal to 50% for. There is no maximum loan size on Condotel Financing Mortgage Loans.